Zixty – our insurance and our mission

Zixty offers flexible temporary car insurance with an eco conscience. Find out everything that we do, and how you could save money, fuel, and CO2.

The Zixty temporary car insurance app is available on Android

We’re excited to say that our Android app is now available in the Google Play Store. Offering all of the speed, simplicity, and eco conscience options of our iOS app, this is now available to Android and iOS users.


What level of cover does my Zixty policy provide?

Zixty temporary car insurance provides you with Comprehensive cover for Social Domestic and Pleasure purposes as well as for commuting to your normal place of work. We also cover business use (Class 1) which covers driving to and from other business locations in your normal course of work for your main occupation (please note no delivery or taxi use is covered). However, like most short term policies it doesn’t cover Glass (including windscreens). You need to ensure that the cover meets your needs before buying a policy.

I am borrowing a car. Who needs to take out the insurance?

When taking out day car insurance the person who will be borrowing and driving the car needs to download the Zixty app and take out the policy. You’ll need to provide us with the email address of the lender, and you must have the prior consent of the vehicle owner to take out a Zixty policy and drive their car.

I am lending my car to someone. Who needs to take out the temporary car insurance?

The person who will be borrowing and driving the car needs to download the Zixty app and take out the short term car insurance policy. You need to tell the borrower your email address in order to receive the notification of the policy.

Can I use Zixty temporary car insurance to travel to and from work?

Zixty short term car insurance can be used for driving to your normal place of work, or to other places in connection with your work. However it does not cover activity where the driving activity is for reward such as couriers, delivery drivers or taxis.

Does a Zixty car insurance policy allow me to tax my car?

Yes, taking out a Zixty temporary car insurance policy will enable you to demonstrate that you have a valid insurance policy in place when taxing your vehicle and whilst you get a longer term car insurance policy in place. However, please remember that it can take a few days for the Motor Insurance Database to update which will be required for the DVLA to get the confirmation that the vehicle is insured.

Do I need to own the vehicle I’m insuring?

Lots of customers take out Zixty day car insurance because they’re borrowing someone else’s car. The owner of the car will be notified by email that cover is being arranged, and you must have their permission before getting insured or behind the wheel. So, no you don’t need to own the car you want to insure with Zixty day car insurance.

Can I insure a SORN vehicle with temporary car insurance?

We cannot insure SORN vehicles on a Zixty temporary car insurance policy.

Can I take out hour car insurance to take my car to get an MOT?

We cannot provide cover on a Zixty hour car insurance policy to take a vehicle to an MOT if the MOT has already expired.

Can I use Zixty car insurance to release a car from impound?

Zixty short term car insurance doesn’t cover recovery of impounded vehicles.

Can I add Breakdown Cover to my Zixty policy?

Yes. Simply get a quote in the Zixty app, and when you see your initial price, you have the option to add this additional peace of mind to your Zixty policy. Our breakdown cover includes Home Assistance, Nationwide Recovery, and Roadside Assistance. Check out the full details of our Breakdown Cover here.

Can I protect my Excess?

Yes. Simply get a quote in the Zixty app, and when you see your initial price, you have the option to protect your excess with our Excess Protect add-on. If you take this optional extra, in the event that you have a need to claim against your Zixty policy, you can claim back £150 of your excess. Check out the full details of our Excess Protect here.

Can I Offset my driving CO2 with a Zixty policy?

Of course you can! Simply get a quote in the Zixty app, and when you see your initial price, you’ll have the option to enable Zixty Miles through the app.

Can I drive abroad with a Zixty policy?

Zixty temporary car insurance policies provide the minimum level of cover required by the laws of compulsory insurance for you to use the vehicle on road in: (a) Any country which is a member of the European Union; (b) Any country which has agreed to follow the European Union directives relating to compulsory motor insurance and is approved by the commission of the European Union. Please refer to your policy wording for full details to ensure the cover provided meets your needs.

If I need to claim, does this affect the lender’s NCD or policy?

If you take out a Zixty temporary car insurance policy to drive a car owned and insured by someone else and need to make a claim against this policy, this claim doesn’t affect the policy or the NCD of the owner’s policy. Your Zixty day car insurance policy supersedes any other insurance in place for the vehicle while your Zixty policy is in force.

When can Zixty temporary car insurance start?

Zixty is designed to be as flexible as possible, and cover can start in as few as 5 minutes time – or you can choose a start date and time that suits you.

What driving licence do I need?

At the moment we offer short term car insurance for full UK licences issued by the DVLA, and you need to have held your licence for 12 months or more.

Does the vehicle and policy get registered on MID?

Yes, we will ensure the vehicle is loaded onto the Motor Insurance Database (MID) and taken off when the cover ends. Please be aware that this can take up to 48 hours to get updated. Your Zixty car insurance policy cover starts on the date and time shown in your policy documents, and your cover is valid even if the vehicle is not showing in MID.

Can't find what you're looking for?

We’ve answered the most common queries about our app, our policies, the cover and much more in our searchable knowledgebase.

Search on Helpdesk

How affordable is Zixty? Find out now

Get an indicative quote in 60 seconds by answering a few simple questions. No payment required or strings attached!

Get a Quote
Temporary car insurance help and guides
group of friends

Breakdown cover

Zixty Rescue breakdown cover is designed to get you moving and keep you moving.

Read more >

Couple sitting in a car

Excess Protect

Claim back £250 of your excess in the event of a fault claim against your Zixty policy.

Read more >

car driving by water

Offset your driving CO2

Carbon offset up to 100 miles of driving per day for FREE, plus a range of valuable benefits.

Read more >

Zixty temporary car insurance app on a mobile

Temporary car insurance

Flexible insurance from an hour to 28 days. Get more cover in a few taps.

Read more >

Fast. Flexible. Easy.

Download the app today.