Skip to main content

Short term car insurance

Quick, flexible and easy short term car insurance with cover from 1 hour to 28 days. Offset your driving CO2 for FREE with Zixty Miles, as well as enjoying a range of other benefits. Get some Zixty and be on the road in minutes. Short term car insurance with an eco conscience? That’s the Zixty way.

Smiling lady in yellow jumper holding phone and looking at blue mini cooper in background
Short Term car insurance

Short term car insurance is a quick and easy way to get temporary cover to drive a car – whether that’s one you own, or one you borrow. This type of car insurance allows you to drive your own car, a friend’s car, or even take a test drive with the owner’s permission. With freedom, flexibility, and saving money in mind, short term car insurance opens up a world of options.

Day insurance

Occasionally also known as “day insurance”, short term car insurance does what it says on the tin, and can be for as little as 1 hour, or up to 28 days. Get a quote through the Zixty app, and your policy can start in as little as 5 minutes time, or on a day and time to suit you. The flexibility doesn’t stop there though. If your plans change, and you need more time, getting more cover takes a few taps and a couple of minutes. Download the Zixty app, get some Zixty, and get on the road today!

Car insurance renewal

Short term car insurance can help if your annual car insurance is about to come to an end, and you want to shop around. Get a short term car insurance policy and take your time shopping around for the best deal on your annual car insurance. If you decide you don’t want to own a car any longer, and want to save money on your car insurance, then short term car insurance could be right for you. Take only the cover that you need for the hours or days that you want.

Temporary car insurance that's easy and rewarding
Get a quote

Get a quote
A few quick questions
Done in minutes


Breakdown Cover
Excess Protect
Zixty Miles

Zixty Miles

CO2 offset your policy
CO2 offset your driving
Get tailored driving tips

Feel Good

Offset your CO2
Save fuel

Insure with confidence

Our short term car insurance is backed by trusted insurance names, and as part of the British Insurance Brokers Association, you can be confident that you’re dealing with a legit business. Our insurance activities are also regulated by the Financial Conduct Authority, providing more reassurance that you’re in safe hands.

A phone showing some insurance policies

What we’re about

Times change, and insurance needs to keep pace. Zixty exists to provide short term car insurance that’s transparent, fair and most importantly helps people reduce their impact on the environment. By listening to our customers, our future is shaped by your needs.

A mobile phone showing some journeys
Key features
Car and remote
  • Comprehensive cover
  • Replacement lock/ key cover
  • New vehicle replacement*
Car moving
  • Social, Domestic, and Pleasure
  • Personal Business Use
  • Breakdown & Excess Protect add-ons
  • Legal Liability Cover
  • Medical Expenses Cover
  • Foreign Travel**

Tailor your cover

  • Excess Protect : Protect £250 of your excess
  • Breakdown cover : Home-start, roadside, and nationwide recovery with our trusted network
  • Zixty Miles : Offset the CO2 from up to 100 miles per day for free
Young female stood next to a car with her arms in the air

Love the planet

Add Zixty Miles to your policy for FREE and we’ll offset the CO2 from up to 100 miles of driving each day you’re with us. By driving really carefully, we may offset even more CO2 than the driving produced – making your journeys carbon negative.

A straight road with trees either side.
Cluster of trees


Green mark logo


Biba logo


speech bubbles icon


Apple App store logo

In the
App Store

Google Play Logo

In the
Play Store

Key criteria
Steering wheel
  • Age : 21 to 75
  • Licence : Full UK DVLA issued
  • Licence length : Held 6 months or longer
  • Disqualification : Not been banned in last 5 years
  • Points : No more than 6 valid points
  • Occupations : Certain occupations excluded
  • Residency : UK resident for 12 months or more
  • Drivers : One driver only
  • Claims : No more than 2 claims in the last 3 years
  • Value : Up to £50,000
  • Age : Up to 20 years old
  • Private car : Private cars only
  • MOT : Must have a valid MOT
  • Permission : Must have owners consent
  • Modifications : No after market modifications
  • ABI Group : Up to Group 45
  • Registration : UK registered right-hand drive
  • Usage : No rental/ hire cars

Short term car insurance FAQs

What is short term car insurance?

Short term car insurance is a type of temporary car insurance designed for people who don’t own a car, and want to borrow someone else’s, or to insure a car owned by someone else. Cover is much shorter than annual – generally from an hour to 28 days. Whether you’re buying a car, and need to insure it to get it home, you’re borrowing a friend’s car, or sharing a long drive, flexible insurance can be the answer. Typically offering Comprehensive cover, there are usually differences between annual and short term policies, and you should always check that cover is suitable before buying.

How does short term car insurance differ from annual car insurance?

The headline difference between short term car insurance and annual car insurance is the duration of the cover! Short term car insurance provides cover for a specific number of hours or days (generally an hour up to 28 days), while annual car insurance provides ongoing cover for a year. Short term car insurance is also often more flexible and customisable, allowing you to choose the specific number of days you need cover for, and quickly get more cover if plans change. You should always check that the cover offered by any policy meets your needs before you buy.

How do I buy short term car insurance?

Buying short term car insurance takes just minutes, and there are no long forms to fill out. Simply get a quote online now, or download the Zixty app to get a quote and buy short term car insurance today. In just a few taps you’ll be covered!

Short term car insurance help and guides

What is short term car insurance?

Everything you need to know to get started with temporary car insurance cover.

Read more >


Short term or annual car insurance?

Discover the key differences between short term and annual car insurance.

Read more >

Twenty pound notes being hald by isolated hand. Shot in studio against blue background.

How to save money on your car insurance

The ultimate guide to saving money on your car insurance. See the top 15 ways to save!

Read more >

Trees by the sea

How do I offset my driving CO2 for FREE?

Carbon offset up to 100 miles of driving CO2 a day for free with Zixty Miles.

Read more >

Fast. Flexible. Easy.

Download the app today.