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Instant car insurance

Buy instant car insurance cover from 1 hour to 28 days. Get a quote and download the Zixty app to get you on the road in as little as 5 minutes! Plus, add Zixty Miles to any policy for free and offset up to 100 miles of driving CO2 every day.

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Instant car insurance

Instant car insurance is ideal for people who want same-day cover. If you’re ever in an emergency situation or even if your regular policy has expired – don’t worry! Instant car insurance can start from 5 minutes in the future and covers you to drive a car for as little as 1 hour, all the way up to 28 days.

Immediate car insurance cover

It takes minutes to buy instant car insurance on the web or in our app. You can choose the start time of your policy (in 5 minute increments) or default to 5 minutes in advance of the current time for immediate cover. Just download the Zixty app or tap “Get a Quote” to get started.

Temporary car insurance that's easy and rewarding
Get a quote

Get a quote
A few quick questions
Done in minutes


Breakdown Cover
Excess Protect
Zixty Miles

Zixty Miles

CO2 offset your policy
CO2 offset your driving
Get tailored driving tips

Feel Good

Offset your CO2
Save fuel

Insure with confidence

Our instant car insurance is backed by trusted insurance names, and as part of the British Insurance Brokers Association, you can be confident that you’re dealing with a legit business. Our insurance activities are also regulated by the Financial Conduct Authority, providing more reassurance that you’re in safe hands.

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What we’re about

Times change, and insurance needs to keep pace. Zixty exists to provide short term car insurance that’s transparent, fair. and most importantly helps people reduce their impact on the environment. By listening to our customers, our future is shaped by your needs.

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Key features
Car and remote
  • Comprehensive cover
  • Replacement lock/ key cover
  • New vehicle replacement*
Car moving
  • Social, Domestic, and Pleasure
  • Personal Business Use
  • Breakdown & Excess Protect add-ons
  • Legal Liability Cover
  • Medical Expenses Cover
  • Foreign Travel**

Tailor your cover

  • Excess Protect : Protect £250 of your excess
  • Breakdown cover : Home-start, roadside, and nationwide recovery with our trusted network
  • Zixty Miles : Offset the CO2 from up to 100 miles per day for free
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Love the planet

Add Zixty Miles to your policy for FREE and we’ll offset the CO2 from up to 100 miles of driving each day you’re with us. By driving really carefully, we may offset even more CO2 than the driving produced – making your journeys carbon negative.

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In the
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In the
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Key criteria
Steering wheel
  • Age : 21 to 75
  • Licence : Full UK DVLA issued
  • Licence length : Held 4 months or longer
  • Disqualification : Not been banned in last 5 years
  • Points : No more than 6 valid points
  • Occupations : Certain occupations excluded
  • Residency : UK resident for 12 months or more
  • Drivers : One driver only
  • Claims : No more than 2 claims in the last 3 years
  • Value : Up to £50,000
  • Age : Up to 20 years old
  • Private car : Private cars only
  • MOT : Must have a valid MOT
  • Permission : Must have owners consent
  • Modifications : No after market modifications
  • ABI Group : Up to Group 45
  • Registration : UK registered right-hand drive
  • Usage : No rental/ hire cars

Instant car insurance FAQs

How quickly can I get instant car insurance?

With Zixty, you can set up your car insurance in a few minutes on the web or in the app. You need the car registration and your driving licence. Plus, if you’re borrowing a car, you’ll need the permission of the car owner and their basic details. Download the Zixty app or tap “Get a Quote” to get started. Cover can start in as little as 5 minutes time.

Do I need insurance to test drive a car?

Main dealers will typically have their own insurance to cover test drives, whereas private sellers usually don’t. Instant car insurance provides comprehensive cover for a short period of time so you can safely test drive your new wheels before making the decision to buy.

Do I need to buy insurance to buy a new car?

The short answer is sometimes. If you’re buying through a dealer they may provide temporary car insurance. However, if you’re buying privately, or the dealer doesn’t provide insurance, then you’ll need to buy car insurance. Instant car insurance can be a good option if you want to drive away your new car quickly. You will also have more time to shop around for the best deal on your annual car insurance. Get a quote online now or download the Zixty app to buy instant car insurance today.

Instant car insurance help and guides

What is short term car insurance?

Everything you need to know to get started with temporary car insurance cover.

Read more >


Short term or annual car insurance?

Discover the key differences between short term and annual car insurance.

Read more >

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How to save money on your car insurance

The ultimate guide to saving money on your car insurance. See the top 15 ways to save!

Read more >

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What is Zixty Miles and how do I add it?

Carbon offset your driving for free with Zixty Miles. Available on every policy.

Read more >

Fast. Flexible. Easy.

Download the app today.