Learning to drive doesn’t have to be complicated – or expensive. Zixty’s temporary learner driver insurance lets age 17+ drivers get on the road safely, affordably, and on their own schedule. Policies from one hour to 28 days. Perfect for practising with a friend or family member’s car whilst making sure their No Claims Discount is fully protected.
Learner driver insurance
If you’re learning to drive, you’ll need insurance. If you’re using a professional driving instructor, they will ensure that you’re covered, but if you’re driving with parents or friends, you’ll need to consider learner driver insurance if you want to be fully covered.
People are often happy to lend their car to help a learner practise, but adding a learner to their main policy can sometimes only provide third-party cover – and always carries the risk of affecting their no-claims discount if something goes wrong.
With a separate learner driver insurance policy, the cover is completely independent. Any claim made under the learner’s temporary policy won’t impact the main policyholder’s bonus. It’s a simple, stress-free way to keep everyone protected and confident.
Temporary learner driver insurance
Temporary learner driver insurance is a flexible, short-term policy that lets you drive another person’s car while you’re still learning – without risking their no-claims bonus. With temporary cover for learners, you can practise safely, whenever it suits you, from one hour to 28 days.
If you’re aged 17 or over, hold a valid UK provisional licence, and are practising in a car that’s insured, taxed, and roadworthy, you’re eligible. Your supervising driver must be 25 or older, have held a full UK licence for 3+ years, and meet our standard criteria.
Temporary learner insurance that's easy and rewarding
Get a quote
Get on the road in minutes
Choose cover from 1 hour to 28 days.
Peace of mind
Protects owner’s No Claims Discount
Fully comprehensive cover
Benefits
Breakdown Cover
Excess Protect
When you might want temporary learner driver cover
- Practising with a family member or friend’s car
- Extra lessons between professional sessions
- Maintaining confidence and skills before your test – especially if there is a wait time until your test date
- Covering a borrowed or shared car for a few days
Insure with confidence
Our learner driver insurance is backed by trusted insurance names, and as part of the British Insurance Brokers Association, you can be confident that you’re dealing with a legit business. Our insurance activities are also regulated by the Financial Conduct Authority, providing more reassurance that you’re in safe hands.
Carbon
Offsetting
Sustainability
Accredited
BIBA
Member
Online
Support
In the
App Store
In the
Play Store
Key criteria
Driver
- Age : 19 to 75 (21+ for Commercial vehicle, 17+ for learner drivers on a Provisional licence)
- Licence : Full UK DVLA issued or EU Licence (subject to criteria)
- Licence length : Just passed (age 21+) 3m+ age 19-75 (EU licences 3+ years). Commercial vehicles require 12 months, UK licence only
- Disqualification : Up to 1 ban in last 5 years (criteria applies)
- Points : No more than 6 valid points
- Occupations : Certain occupations excluded
- Residency : UK resident for 12 months or more / 3+ years for EU licence holders
- Drivers : One driver only
Vehicle
- Value : Up to £65,000
- Age : Up to 25 years old
- Private car / Commercial Vehicle: Private cars or commercial vehicles up to 3.5t
- MOT : MOT check performed if no valid MOT cover only applicable to drive to pre-booked MOT
- Permission : Must have owners consent
- Modifications : No after market modifications
- ABI Group : Up to Group 45
- Registration : UK registered right-hand drive
Learner driver car insurance FAQs
What is learner driver insurance?
Learner driver insurance is an insurance policy that lets you practise driving in your own car, or in a friend’s or family member’s car without affecting their main insurance policy.
Do I need learner driver insurance if I’m learning with a driving instructor?
No. Professional instructors already have specialist cover. You only need learner insurance when practising in a private vehicle.
Can I get temporary learner driver insurance on someone else’s car?
Yes. As long as you have their permission, the vehicle meets eligibility criteria, and you hold a valid UK provisional licence.
Will the car owner’s No Claims Bonus be affected if I have an accident?
No. A standalone Zixty learner policy protects their main insurance and their No Claims Bonus.
How long can I be covered for?
You can choose flexible cover from 1 hour to 28 days at a time, and extend it whenever you need more practice.
Can I use learner driver insurance to take my driving test?
Yes. You can use temporary learner cover for both lessons and your practical test.
Am I covered once I pass my test?
No. Zixty learner driver insurance ends as soon as you pass. You’ll need a policy – either temporary or annual – that covers you on a full licence before you drive again.
Day car insurance help and guides
What is short term car insurance?
Everything you need to know to get started with temporary car insurance cover.
Short term or annual car insurance?
Discover the key differences between short term and annual car insurance.
How to save money on your car insurance
The ultimate guide to saving money on your car insurance. See the top 15 ways to save!
What is Zixty Miles and how do I add it?
Carbon offset your driving for free with Zixty Miles. Available on every policy.
