Temporary car insurance cover
Need temporary car insurance fast? Zixty offers flexible, comprehensive short term car insurance from just 1 hour up to 28 days, so you only pay for the cover you need.
Whether you want to borrow a car, share the driving, collect a new vehicle, take a test drive or get cover at short notice, Zixty makes it simple to get insured online or through the app in minutes.
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Temporary insurance that fits real life
Not every journey needs an annual policy. Sometimes you just need to insure a car for a few hours, a day, a weekend or a week. That is where Zixty comes in.
Our temporary car insurance is designed for real-life situations, including:
- Borrowing a friend’s or family member’s car
- Sharing the driving for a trip
- Test driving a car
- Collecting a newly purchased car
- Using a car while yours is off the road
- Needing cover for a weekend away
- Needing insurance for just a day, a week, or a few hours
If you have been searching for temporary insurance, temporary cover, short term car insurance, or insurance for a car for a day, this is exactly the sort of flexibility Zixty is designed for.
How temporary car insurance works
1. Enter your details
Tell us a bit about yourself, the car and how long you need cover for.
2. Get a quote
Choose cover that works for you – policies from 1 hour to 28 days.
3. Buy online/in app
Once you’re happy, buy your policy securely online or via the Zixty app.
4. Hit the road!
Your cover can start immediately or at a time you choose.
Am I eligible for Zixty temporary insurance?
To be eligible for Zixty temporary insurance, you must meet the following criteria:
- Be aged 17–75 for private cars, 21 or over for commercial vehicles, or 17 or over for learner driver cover
- Hold a full UK or Provisional licence
- Have held your UK licence for at least 3 months if you’re aged under 21 – no restriction 21+
- Have been a UK resident for at least 12 months
- Be insuring a private car or commercial vehicle up to 3.5 tonnes, and worth less than £65,000
- Have no more than 6 valid penalty points and no more than 1 driving ban in the last 5 years
- Be using the vehicle for social, domestic and pleasure use, commuting, or Class 1 business use only
- Have the owner’s permission to drive the vehicle
Why choose Zixty?
Buy only the cover you need.
Get insured in minutes
Quick quote, quick purchase, quick documents.
Comprehensive cover available
Flexible cover designed for everyday temporary driving needs.
If you are borrowing someone else’s car, your Zixty policy is separate.
Use it now or later
Start immediately or choose a future date and time.
Add Zixty Miles for free
Offset your driving CO2 and unlock extra benefits through the app.
- Comprehensive cover
- Replacement key/lock cover
- New vehicle replacement***
- Social, domestic and pleasure use
- Commuting to a single place of work
- Personal business use
- Legal liability cover
- Medical expenses cover
- Foreign travel**
Temporary learner insurance
Need cover while learning to drive? Zixty also offers temporary learner insurance, giving provisional licence holders a flexible way to practise in a parent’s, partner’s or friend’s car, subject to eligibility.
That means more practice, more convenience and no need to rely entirely on a driving instructor’s vehicle! Don’t forget though, you will need to be accompanied by a full UK licence holder.
Download the Zixty app
Download our app to get the best prices, track your driving, and carbon offset your mileage using the Zixty Miles feature.
Frequently asked questions
What is temporary car insurance?
Temporary car insurance is short-term cover that lets you insure a car for a limited period, from as little as 1 hour up to 28 days. It is useful when you do not need a full annual policy.
Are there many temporary car insurance providers in the UK?
Yes, there are several short term car insurance providers in the UK. Why not read handy article comparing some of the best providers.
Is temporary car insurance the same as short term car insurance?
Yes. People use both terms to describe the same thing. You may also see it called temp cover, temporary cover, day car insurance or hourly car insurance, depending on the length of policy needed.
Can I insure a car for just one day?
Yes. Zixty offers day car insurance, so you can get cover for exactly the period you need.
Can I insure a car for just one hour?
Yes. If eligible, you can buy temporary car insurance from 1 hour, which is ideal for short trips, collections or test drives.
Will temporary insurance affect the car owner’s No Claims Discount?
No – temporary cover is separate from the car owner’s annual policy, so their No Claims Discount is not affected.
Can I get temporary insurance on someone else’s car?
Yes. Temporary cover is often used when borrowing a friend’s or family member’s car, subject to eligibility.
Can learner drivers get temporary insurance?
Yes, Zixty can offer temporary learner insurance for many provisional licence holders, subject to eligibility.
Is temporary car insurance fully comprehensive?
Zixty policies are comprehensive, giving you a strong level of cover for short-term driving.
Is temporary car insurance worth it?
If you only need a car for a short period, temporary insurance can be a practical and cost-effective alternative to changing an annual policy or taking out cover you do not need.
Don't just take our word for it
Short term insurance for the car you want to drive
