We all know the feeling. You wake up early in the morning, groggy and exhausted after hitting snooze one too many times.
You shuffle into the kitchen and make yourself a cup of coffee, sit down at the table, and check your phone.
And that’s when you see it: a notification that there are train strikes happening tomorrow. This week’s commute just got a whole lot tougher.
If the above scenario seems familiar, you’re not alone.
Train strikes have disrupted thousands of journeys with only about 20% of services running during strikes earlier this summer. And more strikes are expected in the coming weeks.
But don’t worry, we’re here to help. Here’s how Zixty’s day car insurance can help save the day when train strikes…strike.
What is Day Car Insurance?
Day car insurance is basically what it sounds like: insurance that covers you for a short period of time. And this can range from an hour to a few weeks.
This type of policy is designed to provide a similar level of cover as an annual car insurance policy. Still, there are some differences between insurers so you should read the relevant policy documents before buying cover.
At Zixty, for instance, we provide you with Comprehensive cover that includes social, domestic, and pleasure purposes as well as commuting to your normal place of work.
How Does Day Car Insurance work?
It’s actually really simple. Let’s say you want to borrow your friend’s car. Maybe you really need to get to that job interview that’s scheduled on the same day as a train strike.
It probably doesn’t make sense to add yourself as a driver onto their policy for such a short period of time – even if their insurance company would let you.
And that’s where temporary car insurance comes in.
You can buy a policy that will cover you for that one day without having to worry about affecting your friend’s policy. Also, if you were to get into an accident, their no-claims discount won’t be impacted.
It’s a win-win situation.
Temporary car insurance: Train strikes don’t have to derail your plans
Let’s face it, train journeys are typically greener than car journeys.
In fact, your choice to take the train may well have something to do with the fact that it’s a more sustainable alternative to your housemate’s 10-year-old diesel guzzler.
But train strikes tend to put a spanner in the works.
Whether you’re rushing to your best friend’s wedding or in need of insurance to get you to work on time, day car insurance can get you on the road in minutes.
And at Zixty, we can carbon offset your journey too. Yup, you read that right. When you take out a policy with Zixty, we will carbon-offset your journeys by up to 100 miles each day.
So if you’re ready to get going, don’t let the train strikes stop you. Download the app and beat the travel blues.