Learner driver insurance

Zixty temporary learner driver insurance provides comprehensive cover for Social Domestic and Pleasure purposes as well as for commuting to your normal place of work. Like most short term car insurance policies it doesn’t cover standalone Glass (including windscreens).

The person who is learning and will be borrowing and driving the car needs to take out the policy, and they must have the owner’s permission. If you’re lending a car we’ll advise you via email when the policy has been set up. The borrower will need to know the lender’s email address so that they can receive the policy notification.

If you’ve decided to lend your car to a young driver who is learning, then it’s up to them to take out a temporary learner driver insurance policy. They’ll need your permission first, and that’s it. In the unfortunate event of a claim involving your car, your insurance and your No Claim Discount are not affected.

Zixty temporary learner insurance provides you with Comprehensive cover for Social Domestic and Pleasure purposes as well as for commuting to your normal place of work. That said, you must have an appropriately experienced driving with you whenever you are driving. We also cover business use (Class 1) which covers driving to and from other business locations in your normal course of work for your main occupation (please note no delivery or taxi use is covered, and you must be supervised). However, like most short term car insurance policies it doesn’t cover standalone Glass (including windscreens). You need to ensure that the cover meets your needs before buying a policy.

Zixty short term learner driver insurance can cover you from 7 days to 168 days (24 weeks) if you are borrowing a car, and from 28 days to 168 days (24 weeks) if you own the car. These durations should provide enough time for most people to pass their test. Another policy can always be bought if more time is needed.

Yes!

No. You can take out a Zixty short-term learner driver insurance policy on a car you own, or on a car owned by a parent. The owner/ lender of the car will be notified by email that cover has been arranged.

On a Zixty policy the supervising driver must be aged 21 or over, and must have held their licence for 3 years or more. The supervising driver must hold a licence that legally allows them to drive the car (e.g. if it’s a manual car, they must hold a manual licence). They must be in the front passenger seat at all times, must be focussed on the road ahead, and not under the influence of alcohol or drugs that would impair their judgement and driving ability.

Zixty short term learner driver insurance only covers cars. We don’t cover vans. Sorry.

We will ensure the vehicle is uploaded to the Motor Insurance Database (MID), and removed when cover ends.

Please be aware that it can take up to 48 hours for MID to be updated – something that’s common to all car insurance companies. If you get stopped by the police, your app holds proof of your insurance.

Your Zixty short term learner insurance policy supersedes the lender’s policy while in force. If you need to claim against your Zixty policy, the lender’s No Claim Discount will not be affected.

If you are learning on a car owned by someone else, the car must be insured by the owner, and it must have a valid MOT.

Once you’ve bought your policy it takes just a few minutes to get you on the road (if you want immediate cover). A Zixty policy can start in as little as 5 minutes in the future, and you can choose a start date up to 28 days in advance. Please check your documents for the exact start time of your policy.

Technically, yes. Unless there’s a specific reason to drive abroad as a learner it may not be a brilliant idea. Journeys insured under a Zixty policy must start in the UK. Zixty policies provide the minimum level of cover required by the laws of compulsory insurance for you to use the vehicle on road in any country that is a member of the European Union, and any country that has agreed to follow the European Union directives relating to compulsory motor insurance and is approved by the commission of the European Union. Please refer to your policy wording for full details.